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Sony Platinum Visa® Card

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Issued by Chase   Categories: Reward - Other
Sony Platinum Visa® Card Overall Rating

Benefit Rating

The Sony Platinum Visa® Card, issued by Chase, is designed for those with very good credit who are looking for a card with a unique rewards program.

Through the rewards program, cardholders earn one point per dollar spent on general purchases, three points per dollar spent on Sony products from authorized Sony retailers, and five points per dollar spent at SonyStyle.com and Sony Style® stores. Points can be redeemed for Sony CDs, DVDs, games, movie tickets, and electronics. There is no limit to the amount of points that may be earned per year. Cardholders also receive 1,500 bonus points after their first purchase.

The card has a reasonable interest rate for purchases and balance transfers, no annual fee, and a 0% introductory rate that can be applied towards purchases and balance transfers for the first twelve months of membership.

The card offers platinum cardholder benefits provided by Chase that include travel accident insurance, auto rental insurance, and various travel and emergency assistance services.

Therefore, those who plan to spend on Sony products or shop at SonyStyle.com (to earn the maximum amount of reward points) and plan to pay in full each month after the introductory rate expires (to avoid finance charges) will benefit most from what the Sony Platinum Visa® Card has to offer.


Most Attractive Feature(s): Common platinum benefits; no annual fee; access to reward program.
Least Attractive Feature(s): Higher APR for less qualifying applicants.

Additional Perks

Various Internet account related services.
Emergency card replacement.
Emergency cash replacement.
Lost and stolen card reporting.
Auto rental insurance (Auto Rental Collision Damage Waiver).
Various travel and emergency assistance services.
Extended warranty for purchases.
Year-end financial statement (upon request).
No liability for unauthorized transactions.
Travel accident insurance.
Purchase protection.
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.

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Rates & Fees
  • Introductory Rate: 0% APR for 12 Months
  • Introductory Rate Details: None
  • Grace Period: 20 Days (Min.)
  • Applied Towards: Purchases, Balance Transfers
  • APR (Purchases) %: 13.24
  • APR (Cash Advances) %: 21.99
  • Finance Configuration: Average Daily Balance (including new purchases)
  • Annual Fee: $0
  • Additional Cardholders: $0
  • Application Fee:
  • Minimum Credit Limit: $5,000
  • Maximum Credit Limit: $100,000
  • Late Payment Fee: $15 if balance is less than $250; $39 if balance is $250 or more
  • Over-The-Limit Fee: $35
  • Cash Advance Fee: 3%, $10 minimum
  • Balance Transfer Fee: 3%, $5 minimum, $75 maximum
  • Important Notations: The APR for purchases and balance transfers varies according to the applicant's credit history and will be 5.99%, 9.99% or 14.99% + Prime Rate.
    See website for complete terms and conditions of card usage and application disclosure.
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* See the online credit card applications for details about Terms and Conditions of offer.

Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.

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