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Issued by Bank of America Categories: Reward - Sports
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Overall Rating
Benefit Rating
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The NASCAR RacePoints(SM) Platinum Plus® Visa® Credit Card, issued by FIA Card Services, N.A., is designed for those with good credit who would like to show their support for NASCAR and plan to take advantage of the rewards program. Through the reward program, cardholders receive one point for every dollar spent on the card. Points are redeemable for unique NASCAR® licensed collectibles, including autographed items, die cast cars, driver jackets, on-track driving experiences, and access to the driver introduction Red Carpet area on race day. The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a very low fixed interest rate for those who qualify once the introductory rate expires. It is important to understand that the APR for purchases and balance transfers will vary according to the applicant's credit history and will be either 9.9% or 15.99%. Therefore, NASCAR fans who would like to carry a card that represents their favorite driver, will qualify for the lowest rate offered, and will take advantage of the introductory rate and the reward program will benefit most from what the NASCAR RacePoints(SM) Visa® Platinum Plus® Credit Card has to offer.
Most Attractive Feature(s): Very low fixed APR for purchases and balance transfers for those who qualify; 0% introductory offer; access to reward program; no annual fee.
Least Attractive Feature(s): No extraordinary benefits or discounts offered to cardholders aside from the reward program.
Additional Perks
Cards available for various NASCAR drivers.
See website for additional benefits.
Rates & Fees
- Introductory Rate: 0% APR for 12 Billing Cycles
- Introductory Rate Details: The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.
- Grace Period: 20 Days (Min.)
- Applied Towards: Balance Transfers
- APR (Purchases) %: 9.9 / 15.99
- APR (Cash Advances) %: 19.99
- Finance Configuration: Average Daily Balance (including new purchases)
- Annual Fee: $0
- Additional Cardholders: $0
- Application Fee:
- Minimum Credit Limit: n/a
- Maximum Credit Limit: n/a
- Late Payment Fee: $15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250
- Over-The-Limit Fee: $15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000
- Cash Advance Fee: 3%, $10 minimum
- Balance Transfer Fee: 3%, $10 minimum
- Important Notations: This card is issued by FIA Card Services, N.A.The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.9% or 15.99%.See website for complete terms and conditions of card usage and application disclosure.
* See the online credit card applications for details about Terms and Conditions of offer.
Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.
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- No Annual Fee for the First Year - $125 Thereafter
- Earn 10,000 Membership Rewards® Bonus Points After Your First Purchase with the Card - Redeemable for a $100 Gift Card
- No Pre-Set Spending Limit
- The Membership Rewards Program® - Earn 1 Membership Rewards® Point for Virtually Every Dollar You Spend. You can Redeem Points for Your Choice of Truly Exceptional Travel, Shopping, and Entertainment Rewards
- Gold Card Events - Exclusive Access to Tickets for Select Concerts, Shows, Major Sporting Events, and More in Cities Nationwide
- Global Assist® Plus Hotline and Many More Benefits Included
- Express Approval. Get a Decision in Less than 60 Seconds
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| APR (Purch) % |
APR (Cach) % |
Annual Fee |
Intro APR |
| n/app |
Not Available |
$125** |
No Introductory Rate Available |
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- No Annual Fee for the First Year - $95 Thereafter
- Earn 5,000 Membership Rewards® Bonus Points After Your First Purchase With the Card -- Redeemable for a $50 Gift Card
- The Membership Rewards® Program also Lets You Transfer Points to 11 Frequent Flyer Programs: 1 Point = 1 Frequent Flyer Mile or Frequent Guest Credit for Most Programs
- Purchase Protection Plan Protects Eligible Purchases Made with the Card Against Accidental Damage and Theft for up to 90 Days from the Date of Purchase
- Many Other Travel and Shopping Benefits
- No Pre-Set Spending Limit
- Express Approval. Get a Decision in Less than 60 Seconds
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| APR (Purch) % |
APR (Cach) % |
Annual Fee |
Intro APR |
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$95** |
No Introductory Rate Available |
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