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Amtrak Guest Rewards® World MasterCard®

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Issued by Chase   Categories: Reward - Other
Amtrak Guest Rewards®  World MasterCard® Overall Rating

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The Amtrak Guest Rewards® World MasterCard®, issued by Chase, is designed for those with excellent credit who travel frequently on Amtrak® and plan to take advantage of the rewards program.

Through the rewards program, cardholders receive two points per dollar on purchases made through Amtrak and 1 point per dollar on all other purchases. Points can be redeemed for free Amtrak travel, gift certificates at leading retailers and restaurants, airline miles and more. Cardholders will also receive 5,000 bonus points after the first purchase.

In addition to the rewards program, the card also offers platinum cardholder benefits provided by Chase, such as travel accident insurance, auto rental insurance, and purchase protection.

The card has a above average interest rate for purchases and balance transfers (for those who qualify), no annual fee, and a 0% introductory rate for both purchases and balance transfers for the first six months.

Therefore, those who qualify for the lowest rate offered, frequently travel on Amtrak®, and will take advantage of the rewards program will benefit most from what the Amtrak Guest Rewards® World MasterCard® has to offer.


Most Attractive Feature(s): Common platinum benefits; no annual fee; reward program; 0% introductory rate.
Least Attractive Feature(s): Yearly limit on points.

Additional Perks

See website for additional benefits.

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Rates & Fees
  • Introductory Rate: 0% APR for 6 Months
  • Introductory Rate Details: None
  • Grace Period: 20 Days (Min.)
  • Applied Towards: Purchases, Balance Transfers
  • APR (Purchases) %: 16.24
  • APR (Cash Advances) %: 23.24
  • Finance Configuration: Average Daily Balance (including new purchases)
  • Annual Fee: $0
  • Additional Cardholders: $0
  • Application Fee:
  • Minimum Credit Limit: n/a
  • Maximum Credit Limit: n/a
  • Late Payment Fee: $15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over
  • Over-The-Limit Fee: $0
  • Cash Advance Fee: 3%, $10 minimum
  • Balance Transfer Fee: 3%, $5 minimum, $99 maximum
  • Important Notations: See website for complete terms and conditions of card usage and application disclosure.
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* See the online credit card applications for details about Terms and Conditions of offer.

Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.

Featured Card Offers

American Express® Preferred Rewards Gold Card

American Express® Preferred Rewards Gold Card
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  • No Annual Fee for the First Year - $125 Thereafter
  • Earn 10,000 Membership Rewards® Bonus Points After Your First Purchase with the Card - Redeemable for a $100 Gift Card
  • No Pre-Set Spending Limit
  • The Membership Rewards Program® - Earn 1 Membership Rewards® Point for Virtually Every Dollar You Spend. You can Redeem Points for Your Choice of Truly Exceptional Travel, Shopping, and Entertainment Rewards
  • Gold Card Events - Exclusive Access to Tickets for Select Concerts, Shows, Major Sporting Events, and More in Cities Nationwide
  • Global Assist® Plus Hotline and Many More Benefits Included
  • Express Approval. Get a Decision in Less than 60 Seconds
APR (Purch) % APR (Cach) % Annual Fee Intro APR
n/app Not Available $125** No Introductory Rate Available



American Express® Preferred Rewards Green Card

American Express® Preferred Rewards Green Card
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  • No Annual Fee for the First Year - $95 Thereafter
  • Earn 5,000 Membership Rewards® Bonus Points After Your First Purchase With the Card -- Redeemable for a $50 Gift Card
  • The Membership Rewards® Program also Lets You Transfer Points to 11 Frequent Flyer Programs: 1 Point = 1 Frequent Flyer Mile or Frequent Guest Credit for Most Programs
  • Purchase Protection Plan Protects Eligible Purchases Made with the Card Against Accidental Damage and Theft for up to 90 Days from the Date of Purchase
  • Many Other Travel and Shopping Benefits
  • No Pre-Set Spending Limit
  • Express Approval. Get a Decision in Less than 60 Seconds
APR (Purch) % APR (Cach) % Annual Fee Intro APR
$95** No Introductory Rate Available



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