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SeaMiles® Visa® Rewards

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Issued by Chase   Categories: Reward - Travel
SeaMiles® Visa® Rewards Overall Rating

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The SeaMiles® Visa® Rewards, issued by Chase, is designed for those with very good credit who enjoy taking cruises and plan to take advantage of the rewards program offered.

Through the rewards program, one point is earned for every dollar spent on general purchases and three points are earned for every dollar spent on cruises booked through SeaMiles or one of their designated travel agents. Points are redeemable for travel on any cruise line. There are no point restrictions or blackout dates.

Aside from the rewards program, the card offers common signature cardholder benefits such as travel accident insurance, auto rental insurance, and various travel and emergency assistance services.

The card has no annual fee and offers a 0% introductory rate for purchases and balance transfers for the first six months. Once the introductory rate expires, the interest rate for purchases and balance transfers is above average.

Therefore, those who plan to pay in full each month after the introductory rate expires (to avoid finance charges) and plan to use their card regularly to purchase cruises (to earn additional points) will benefit most from what the SeaMiles® Visa® Rewards has to offer.


Most Attractive Feature(s): No annual fee; reward program; common signature benefits.
Least Attractive Feature(s): No extraordinary benefits or discounts offered to cardholders aside from the reward program.

Additional Perks

See website for additional benefits.

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Rates & Fees
  • Introductory Rate: 0% APR for 6 Months
  • Introductory Rate Details: None
  • Grace Period: 20 Days (Min.)
  • Applied Towards: Purchases, Balance Transfers
  • APR (Purchases) %: 16.24
  • APR (Cash Advances) %: 23.24
  • Finance Configuration: Average Daily Balance (including new purchases)
  • Annual Fee: $0
  • Additional Cardholders: $0
  • Application Fee:
  • Minimum Credit Limit: n/a
  • Maximum Credit Limit: n/a
  • Late Payment Fee: $15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over
  • Over-The-Limit Fee: $0 for Signature; $39 for Platinum
  • Cash Advance Fee: 3%, $10 minimum
  • Balance Transfer Fee: 3%, $5 minimum, $99 maximum
  • Important Notations: See website for complete terms and conditions of card usage and application disclosure.
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* See the online credit card applications for details about Terms and Conditions of offer.

Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.

Featured Card Offers

American Express® Preferred Rewards Gold Card

American Express® Preferred Rewards Gold Card
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  • No Annual Fee for the First Year - $125 Thereafter
  • Earn 10,000 Membership Rewards® Bonus Points After Your First Purchase with the Card - Redeemable for a $100 Gift Card
  • No Pre-Set Spending Limit
  • The Membership Rewards Program® - Earn 1 Membership Rewards® Point for Virtually Every Dollar You Spend. You can Redeem Points for Your Choice of Truly Exceptional Travel, Shopping, and Entertainment Rewards
  • Gold Card Events - Exclusive Access to Tickets for Select Concerts, Shows, Major Sporting Events, and More in Cities Nationwide
  • Global Assist® Plus Hotline and Many More Benefits Included
  • Express Approval. Get a Decision in Less than 60 Seconds
APR (Purch) % APR (Cach) % Annual Fee Intro APR
n/app Not Available $125** No Introductory Rate Available



American Express® Preferred Rewards Green Card

American Express® Preferred Rewards Green Card
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  • No Annual Fee for the First Year - $95 Thereafter
  • Earn 5,000 Membership Rewards® Bonus Points After Your First Purchase With the Card -- Redeemable for a $50 Gift Card
  • The Membership Rewards® Program also Lets You Transfer Points to 11 Frequent Flyer Programs: 1 Point = 1 Frequent Flyer Mile or Frequent Guest Credit for Most Programs
  • Purchase Protection Plan Protects Eligible Purchases Made with the Card Against Accidental Damage and Theft for up to 90 Days from the Date of Purchase
  • Many Other Travel and Shopping Benefits
  • No Pre-Set Spending Limit
  • Express Approval. Get a Decision in Less than 60 Seconds
APR (Purch) % APR (Cach) % Annual Fee Intro APR
$95** No Introductory Rate Available



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