|
Issued by Discover Categories: Business
|
 |
Overall Rating
Benefit Rating
|
The Discover® Business Miles Card, issued by Discover, is designed for those with very good credit who plan to take advantage of the travel reward program. Through the reward program, cardholders earn double miles on up to $5,000 in travel and gas purchases, and up to one mile for every dollar spent on general purchases. Earned miles can be redeemed for airfare or reduced airfare on most major U.S. based airlines with no blackout dates. Miles can also be redeemed for gift cards from 50 brand-name partners. Cardholders will be eligible to receive 12,000 bonus miles when they apply for the card. There is no limit to the amount of points that can be earned and points do not expire. The card has no annual fee and an attractive 0% introductory rate on card purchases and balance transfers for twelve months. The APR for this card is average for those who qualify. Aside from the reward program, the card also provides several benefits including various fraud and security protection services as well as access to PurchaseChecks. Cardholders will also receive discounts on products and services at participating merchants and retailers. Therefore, those who plan to take advantage of the introductory rate and the reward program will benefit most from what the Discover® Business Miles Card has to offer.
Most Attractive Feature(s): No annual fee; 0% introductory rate; reward program.
Least Attractive Feature(s): No extraordinary benefits or discounts offered to cardholders aside from the reward program.
Additional Perks
Various Internet account related services.
Access to PurchaseChecks.
Fraud and security protection services.
Access to quarterly and annual statements.
Free additional cards for employees.
See website for additional benefits.
Rates & Fees
- Introductory Rate: 0% Intro APR*
- Introductory Rate Details: There is a 0% introductory APR* on card purchases and balance transfers for 12 months. See terms and conditions for complete details.
- Grace Period: 25 Days (Min.)
- Applied Towards: Purchases, Balance Transfers
- APR (Purchases) %: 13.99
- APR (Cash Advances) %: 23.99
- Finance Configuration: Average Daily Balance (including new purchases)
- Annual Fee: $0
- Additional Cardholders: $0
- Application Fee:
- Minimum Credit Limit: n/a
- Maximum Credit Limit: n/a
- Late Payment Fee: $0 on balances up to $100; $39 on balances of $100 and over
- Over-The-Limit Fee: $0 on balances of $1,000 or less; $39 on balances over $1,000
- Cash Advance Fee: 3%, $5 minimum
- Balance Transfer Fee: 3% for each balance transfer made under this offer, with a minimum of $5 and a $75 maximum
- Important Notations: *The Cash Advance rate through billing periods ending before 10/01/07 will be 20.99%, then 22.99 thereafter. **Cardholders will earn 1,000 Bonus Miles each calendar month a purchase is made, for 12 months from the date of account opening, with a cap of 12,000 Bonus Miles.See website for complete terms and conditions of card usage and application disclosure.
* See the online credit card applications for details about Terms and Conditions of offer.
Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.
 |
|
 |
- No Annual Fee for the First Year - $125 Thereafter
- Earn 10,000 Membership Rewards® Bonus Points After Your First Purchase with the Card - Redeemable for a $100 Gift Card
- No Pre-Set Spending Limit
- The Membership Rewards Program® - Earn 1 Membership Rewards® Point for Virtually Every Dollar You Spend. You can Redeem Points for Your Choice of Truly Exceptional Travel, Shopping, and Entertainment Rewards
- Gold Card Events - Exclusive Access to Tickets for Select Concerts, Shows, Major Sporting Events, and More in Cities Nationwide
- Global Assist® Plus Hotline and Many More Benefits Included
- Express Approval. Get a Decision in Less than 60 Seconds
|
|
| APR (Purch) % |
APR (Cach) % |
Annual Fee |
Intro APR |
| n/app |
Not Available |
$125** |
No Introductory Rate Available |
|
|
- No Annual Fee for the First Year - $95 Thereafter
- Earn 5,000 Membership Rewards® Bonus Points After Your First Purchase With the Card -- Redeemable for a $50 Gift Card
- The Membership Rewards® Program also Lets You Transfer Points to 11 Frequent Flyer Programs: 1 Point = 1 Frequent Flyer Mile or Frequent Guest Credit for Most Programs
- Purchase Protection Plan Protects Eligible Purchases Made with the Card Against Accidental Damage and Theft for up to 90 Days from the Date of Purchase
- Many Other Travel and Shopping Benefits
- No Pre-Set Spending Limit
- Express Approval. Get a Decision in Less than 60 Seconds
|
|
| APR (Purch) % |
APR (Cach) % |
Annual Fee |
Intro APR |
|
|
$95** |
No Introductory Rate Available |
|
|
Save This Page
