The Total Rewards® Credit Card, issued by FIA Card Services, N.A., is designed for those with good credit who frequently visit Harrah's casinos and want to earn additional reward credits through their everyday purchases. Through the reward program, cardholders earn one reward credit point for every dollar they spend on the card, which can be combined with reward credit points that the cardholder earns through their gaming play at any Harrah's Operating Company casinos. Cardholders also earn an additional 2,500 Reward Credit points after their first purchase. Reward credit points are redeemable for show tickets, gourmet meals, exclusive vacations, and more. Reward credit points will not expire as long as one reward credit point is earned at least once every six months; however, cardholders can earn up to 40,000 reward credit points per billing cycle. The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a very low fixed interest rate once the introductory rate expires. It is important to understand that the APR for purchases and balance transfers will vary according to the applicant's credit history and will be either 9.9% or 15.99%. Therefore, those who frequently visit Harrah's casinos, would like to participate in the reward program, and will take advantage of the introductory rate will benefit most from what the Total Rewards® Credit Card has to offer.

Most Attractive Feature(s): Very low fixed APR for purchases and balance transfers for those who qualify; 0% introductory offer; access to reward program; no annual fee.
Least Attractive Feature(s): No extraordinary benefits or discounts offered to cardholders aside from the reward program.

Additional Perks

Various Internet account related services.
See website for additional benefits.

Rates & Fees