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Issued by Chase Categories: Business
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The GM Business World MasterCard®, issued by Chase, is designed for business owners who own or plan to purchase or lease a new GM vehicle in the near future and would like to earn rebates for many business expenditures including gasoline. Through the rewards program, cardholders earn a 3% rebate on fuel purchases at the pump, at restaurants, office supply stores, and at authorized GM dealers on GM parts and service. Cardholders also earn a 1% rebate on all other purchases. There is no limit to the amount of rebates that cardholders can earn or redeem on eligible GM vehicles, parts, and service. Cardholders also get a $500 statement credit every time they purchase or lease an eligible new GM vehicle. The interest rate for purchases and balance transfers is reasonable and there is no annual fee. This card also offers an attractive 0% introductory rate on purchases and balance transfers for the first twelve billing cycles. This card does provide cardholders with many cardholder benefits, such as travel accident insurance, auto rental insurance, extended warranties on purchases, and lost and stolen card reporting. Therefore, those who qualify for the lowest rate offered and plan to take advantage of the rewards program will benefit most from what the GM Business World MasterCard® has to offer.
Most Attractive Feature(s): 0% introductory rate for twelve months; reward program; no annual fee.
Least Attractive Feature(s): Higher APR for less qualifying applicants.
Additional Perks
Various Internet account related services.
Year-end financial statement (upon request).
Travel accident insurance.
Purchase protection.
Extended warranty for purchases.
Auto rental insurance (MasterRental).
No liability for unauthorized transactions.
Lost and stolen card reporting.
Various travel and emergency assistance services.
Emergency cash replacement.
Emergency card replacement.
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.
Rates & Fees
- Introductory Rate: 0% APR for 12 Months
- Introductory Rate Details: None
- Grace Period: 20 Days (Min.)
- Applied Towards: Purchases, Balance Transfers
- APR (Purchases) %: 13.24
- APR (Cash Advances) %: 23.24
- Finance Configuration: Average Daily Balance (including new purchases)
- Annual Fee: $0
- Additional Cardholders: $0
- Application Fee:
- Minimum Credit Limit: See Important Notations
- Maximum Credit Limit: See Important Notations
- Late Payment Fee: $15 if balance is less than $250; $39 if balance is $250 or more
- Over-The-Limit Fee: $39
- Cash Advance Fee: 3%, $10 minimum
- Balance Transfer Fee: 3%, $5 minimum, $75 maximum
- Important Notations: The APR for purchases and balance transfers varies according to the applicant's credit history and will be 5.99%, 9.99% or 14.99% + Prime Rate.
The card has no pre-set spending limit, however, purchases are approved based on credit record, account history, and personal resources.
See website for complete terms and conditions of card usage and application disclosure.
* See the online credit card applications for details about Terms and Conditions of offer.
Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.
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- No Annual Fee for the First Year - $125 Thereafter
- Earn 10,000 Membership Rewards® Bonus Points After Your First Purchase with the Card - Redeemable for a $100 Gift Card
- No Pre-Set Spending Limit
- The Membership Rewards Program® - Earn 1 Membership Rewards® Point for Virtually Every Dollar You Spend. You can Redeem Points for Your Choice of Truly Exceptional Travel, Shopping, and Entertainment Rewards
- Gold Card Events - Exclusive Access to Tickets for Select Concerts, Shows, Major Sporting Events, and More in Cities Nationwide
- Global Assist® Plus Hotline and Many More Benefits Included
- Express Approval. Get a Decision in Less than 60 Seconds
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| APR (Purch) % |
APR (Cach) % |
Annual Fee |
Intro APR |
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Not Available |
$125** |
No Introductory Rate Available |
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- No Annual Fee for the First Year - $95 Thereafter
- Earn 5,000 Membership Rewards® Bonus Points After Your First Purchase With the Card -- Redeemable for a $50 Gift Card
- The Membership Rewards® Program also Lets You Transfer Points to 11 Frequent Flyer Programs: 1 Point = 1 Frequent Flyer Mile or Frequent Guest Credit for Most Programs
- Purchase Protection Plan Protects Eligible Purchases Made with the Card Against Accidental Damage and Theft for up to 90 Days from the Date of Purchase
- Many Other Travel and Shopping Benefits
- No Pre-Set Spending Limit
- Express Approval. Get a Decision in Less than 60 Seconds
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| APR (Purch) % |
APR (Cach) % |
Annual Fee |
Intro APR |
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$95** |
No Introductory Rate Available |
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