Fidelity Investments Rewards Visa Signature® Card with WorldPoints®
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Issued by FIA Card Services, N.A. Categories: Reward - Finance
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The Fidelity Investments Rewards Visa Signature® Card with WorldPoints™ Rewards, issued by FIA Card Services, N.A., is designed for those with good credit who would like to earn cash deposits into their Fidelity Account and other rewards. Through the WorldPoints® Reward program, cardholders earn one point for every dollar spent on net retail purchases. Each time the cardholder earns 5,000 points, they can convert them to a $75 payment deposit into an eligible Fidelity account, including individual, joint, trust, corporate, Roth IRA, Traditional IRA, and Rollover IRA registrations. Points may also be redeemed for cash, brand-name merchandise, and travel. There is no limit to the number of points that may be earned per year, but any unused points do expire within five years. In addition to the reward program, the card also provides many signature benefits such as travel accident insurance, a personal concierge service, roadside assistance, and various travel and emergency assistance services. Cardholders will also have access to exclusive privileges and discounts at various events, restaurants, merchants, and more. The card has a reasonably low interest rate for purchases and balance transfers, no annual fee, and a 0% introductory rate that can be applied toward cash advance checks and balance transfers for the first twelve billing cycles. Therefore, those who will be able to take advantage of the reward program, the low introductory offer, and the exclusive benefits and discounts will benefit most from what the Fidelity Investments Rewards Visa Signature® Card with WorldPoints™ Rewards has to offer.
Most Attractive Feature(s): No annual fee; reasonably low APR; signature benefits, discounts, and privileges; low introductory rate.
Least Attractive Feature(s): Various restrictions applied to reward program.
Additional Perks
Various Internet account related services.
Exclusive privileges and discounts at events, restaurants, merchants, and more.
Fraud protection services.
Emergency cash replacement.
Emergency card replacement.
Year-end financial statement.
Extended warranty on purchases.
Purchase protection.
No liability for authorized purchases.
Lost and stolen card reporting.
Travel accident insurance.
Lost luggage insurance.
Roadside assistance.
Various travel and emergency assistance services.
Auto rental insurance.
Personal concierge service.
See website for additional benefits.
Rates & Fees
- Introductory Rate: 0% APR for 12 Billing Cycles
- Introductory Rate Details: The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.
- Grace Period: 20 Days (Min.)
- Applied Towards: Balance Transfers
- APR (Purchases) %: 14.99
- APR (Cash Advances) %: 19.99
- Finance Configuration: Average Daily Balance (including new purchases)
- Annual Fee: $0
- Additional Cardholders: $0
- Application Fee:
- Minimum Credit Limit: $5,000
- Maximum Credit Limit: n/a
- Late Payment Fee: $15 on balances up to $100; $29 on balances over $100 up to $250; $39 on balances over $250
- Over-The-Limit Fee: None for Visa Signature? accounts only. $15 on balances up to $500; $29 on balances over $500 up to $1,000; $39 on balances over $1,000 for Platinum Plus? accounts.
- Cash Advance Fee: 3%, $10 minimum
- Balance Transfer Fee: 3%, $10 minimum
- Important Notations: This card is issued by FIA Card Services, N.A.See website for complete terms and conditions of card usage and application disclosure.
* See the online credit card applications for details about Terms and Conditions of offer.
Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.
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- No Annual Fee for the First Year - $125 Thereafter
- Earn 10,000 Membership Rewards® Bonus Points After Your First Purchase with the Card - Redeemable for a $100 Gift Card
- No Pre-Set Spending Limit
- The Membership Rewards Program® - Earn 1 Membership Rewards® Point for Virtually Every Dollar You Spend. You can Redeem Points for Your Choice of Truly Exceptional Travel, Shopping, and Entertainment Rewards
- Gold Card Events - Exclusive Access to Tickets for Select Concerts, Shows, Major Sporting Events, and More in Cities Nationwide
- Global Assist® Plus Hotline and Many More Benefits Included
- Express Approval. Get a Decision in Less than 60 Seconds
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| APR (Purch) % |
APR (Cach) % |
Annual Fee |
Intro APR |
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$125** |
No Introductory Rate Available |
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- No Annual Fee for the First Year - $95 Thereafter
- Earn 5,000 Membership Rewards® Bonus Points After Your First Purchase With the Card -- Redeemable for a $50 Gift Card
- The Membership Rewards® Program also Lets You Transfer Points to 11 Frequent Flyer Programs: 1 Point = 1 Frequent Flyer Mile or Frequent Guest Credit for Most Programs
- Purchase Protection Plan Protects Eligible Purchases Made with the Card Against Accidental Damage and Theft for up to 90 Days from the Date of Purchase
- Many Other Travel and Shopping Benefits
- No Pre-Set Spending Limit
- Express Approval. Get a Decision in Less than 60 Seconds
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| APR (Purch) % |
APR (Cach) % |
Annual Fee |
Intro APR |
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$95** |
No Introductory Rate Available |
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