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Chase Flexible Rewards Platinum Visa® Card

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Issued by Chase   Categories: Reward - Other
Chase Flexible Rewards Platinum Visa® Card Overall Rating

Benefit Rating

The Chase Flexible Rewards Platinum Visa® Card, issued by Chase, is designed for those who have very good credit and plan to take advantage of the rewards program.

Through the rewards program, cardholders earn one point for every dollar spent on general purchases. Points may be redeemed for airline tickets, hotel stays, car rentals, merchandise, and more. There is a maximum of 60,000 points that may be earned per year.

This card has no annual fee, and the interest rate for purchases and balance transfers is reasonable for a reward card (for those who qualify). In addition, there is a 0% introductory rate offered on purchases and balance transfers for the first twelve months of cardmembership.

This card also offers a variety of additional benefits such as travel accident insurance, no liability for unauthorized transactions, auto rental insurance, and extended warranties for purchases.

Therefore, those who qualify for the lowest rate offered and will take advantage of the rewards program will benefit most from what the Chase Flexible Rewards Platinum Visa® Card has to offer.


Most Attractive Feature(s): 0% introductory rate for purchase and balance transfers; no annual fee; free rewards program.
Least Attractive Feature(s): Higher APR for less qualifying applicants.

Additional Perks

Various Internet account related services.
Lost and stolen card reporting.
Emergency cash replacement.
Emergency card replacement.
No liability for unauthorized transactions.
Purchase protection.
Extended warranty for purchases.
Auto rental insurance (Auto Rental Collision Damage Waiver).
Travel accident insurance.
Year-end financial statement (upon request).
Various travel and emergency assistance services.
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.

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Rates & Fees
  • Introductory Rate: 0% APR for 12 Months
  • Introductory Rate Details: None
  • Grace Period: 20 Days (Min.)
  • Applied Towards: Purchases, Balance Transfers
  • APR (Purchases) %: 11.24
  • APR (Cash Advances) %: 23.24
  • Finance Configuration: Average Daily Balance (including new purchases)
  • Annual Fee: $0
  • Additional Cardholders: $0
  • Application Fee:
  • Minimum Credit Limit: n/a
  • Maximum Credit Limit: n/a
  • Late Payment Fee: $15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over
  • Over-The-Limit Fee: $39
  • Cash Advance Fee: 3%, $10 minimum
  • Balance Transfer Fee: 3%, $5 minimum, $75 maximum
  • Important Notations: The APR for purchases and balance transfers varies according to the applicant's credit history and will be 3.99%, 7.99% or 14.99% + Prime Rate.
    See website for complete terms and conditions of card usage and application disclosure.
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* See the online credit card applications for details about Terms and Conditions of offer.

Note: The credit card information is believed to be accurate during the update. However, all information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions Statement that accompanies the credit card application. When you click on the " Apply " button you can review the credit card Terms and Conditions on the credit card issuer's web site.

Featured Card Offers

American Express® Preferred Rewards Gold Card

American Express® Preferred Rewards Gold Card
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  • No Annual Fee for the First Year - $125 Thereafter
  • Earn 10,000 Membership Rewards® Bonus Points After Your First Purchase with the Card - Redeemable for a $100 Gift Card
  • No Pre-Set Spending Limit
  • The Membership Rewards Program® - Earn 1 Membership Rewards® Point for Virtually Every Dollar You Spend. You can Redeem Points for Your Choice of Truly Exceptional Travel, Shopping, and Entertainment Rewards
  • Gold Card Events - Exclusive Access to Tickets for Select Concerts, Shows, Major Sporting Events, and More in Cities Nationwide
  • Global Assist® Plus Hotline and Many More Benefits Included
  • Express Approval. Get a Decision in Less than 60 Seconds
APR (Purch) % APR (Cach) % Annual Fee Intro APR
n/app Not Available $125** No Introductory Rate Available



American Express® Preferred Rewards Green Card

American Express® Preferred Rewards Green Card
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  • No Annual Fee for the First Year - $95 Thereafter
  • Earn 5,000 Membership Rewards® Bonus Points After Your First Purchase With the Card -- Redeemable for a $50 Gift Card
  • The Membership Rewards® Program also Lets You Transfer Points to 11 Frequent Flyer Programs: 1 Point = 1 Frequent Flyer Mile or Frequent Guest Credit for Most Programs
  • Purchase Protection Plan Protects Eligible Purchases Made with the Card Against Accidental Damage and Theft for up to 90 Days from the Date of Purchase
  • Many Other Travel and Shopping Benefits
  • No Pre-Set Spending Limit
  • Express Approval. Get a Decision in Less than 60 Seconds
APR (Purch) % APR (Cach) % Annual Fee Intro APR
$95** No Introductory Rate Available



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Credit Card Issuers
  Chase®
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